BSMG National Rates – BSMG | Brokers' Service Marketing Group

BSMG National Rates

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FIXED INDEX ANNUITY

Week of May 12, 2025
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FEATURED INCOME RIDER – 8.5% Annual Income Credits

Lifetime Income Plus Flex			Income starting at age 67*	Income starting at age 72*	RATINGS -BEST\|S&P\|COMDEX A\|A+\|80
		Single Life	$11,115 (7.80% withdrawal rate)	$15,355 (8.30% withdrawal rate)	1.10% annual rider charge
		Single Life	11.12% cash flow***	15.36% cash flow***	Not Available In: NY
		Joint Life**	$10,402 (7.30% withdrawal rate)	$14,430 (7.80% withdrawal rate)
		Joint Life**	10.40% cash flow***	14.43% cash flow***
		Income assumes 62 year old with $100,000 initial deposit Joint Life income is based on the youngest spouse's age at time of income withdrawal ** Cash flow based on initial investment

3 YEAR

Landmark 3 MVA			$150,000+	$50,000 - $149,999	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		POINT TO POINT CAP	6.75%	6.50%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Less In: AK, PA, UT
		POINT TO POINT CAP (iShares US Real Estate)	9.00%	8.75%
		FIXED RATE	3.70%	3.60%

Landmark 3 Non-MVA			$150,000+	$50,000 - $149,999	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		POINT TO POINT CAP	6.25%	6.00%	Free withdrawal: 10% all years Not Available: NY Rates Only Available In: AK, PA, UT
		POINT TO POINT CAP (iShares US Real Estate)	8.75%	8.25%
		FIXED RATE	3.55%	3.45%

5 YEAR

Power 5 Protector			$100,000+	$25,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.00%	9.00%	Free withdrawal: 10% after 1 Year Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	42% (participation rate)	37% (participation rate)
		VOLATILITY CONTROL	115% (participation rate)	90% (participation rate)
		FIXED RATE	4.90%	4.65%

Accumulator 5			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	9.00%	8.25%	FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	205% (participation rate)	195% (participation rate)
		FIXED RATE	4.65%	4.35%

OptiBlend 5			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	8.50%	7.50%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Lower In: CA
		UNCAPPED S&P 500 PAR RATE	55%	45%
		PERFORMANCE TRIGGER RATE	8.05%	6.85%
		VOLATILITY CONTROL PAR RATE	175%	150%
		FIXED RATE	4.40%	3.55%

Landmark 5 MVA			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		POINT TO POINT CAP	8.50%	8.00%	FREE WITHDRAWAL: 10% All Years Not Available: NY Rates Less In: AK, PA, UT
		5YR CAP LOCK ANNUAL PTP	8.00%	7.50%
		VOLATILITY CONTROL	70% (participation rate)	65% (participation rate)
		FIXED RATE	4.45%	4.25%

7 YEAR

Power 7 Protector			$100,000+	$25,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.00%	9.00%	FREE WITHDRAWAL: 10% after 1 Year Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	42% (participation rate)	37% (participation rate)
		VOLATILITY CONTROL	115% (participation rate)	90% (participation rate)
		FIXED RATE	4.95%	4.70%

Accumulator 7			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	9.25%	8.50%	FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	210% (participation rate)	200% (participation rate)
		FIXED RATE	4.75%	4.50%

OptiBlend 7			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.00%	8.25%	FREE WITHDRAWAL: 10% All Years Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	60%	50%
		PERFORMANCE TRIGGER RATE	8.25%	7.00%
		VOLATILITY CONTROL PAR RATE	200%	175%
		FIXED RATE	4.90%	4.20%

American Legend 7 MVA			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		POINT TO POINT CAP	10.00%	9.50%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Less In: AK, PA, UT
		7YR CAP LOCK ANNUAL PTP	8.50%	8.00%
		VOLATILITY CONTROL	75% (participation rate)	70% (participation rate)
		FIXED RATE	4.70%	4.50%

Asia Plus 7			$5,000+		RATINGS - BEST\|S&P\|COMDEX A\|A\|75
		POINT TO POINT CAP (50% participation)	9.50%		FREE WITHDRAWAL: 10% All Years Not Available In: N/A (rates less in NY)
		POINT TO POINT CAP (100% participation)	9.50%
		MONTHLY CAP	2.05%
		FIXED RATE	3.75%

10 YEAR

OptiBlend 10			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.25%	8.75%	FREE WITHDRAWAL: 10% All Years Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	62%	55%
		PERFORMANCE TRIGGER RATE	8.25%	7.00%
		VOLATILITY CONTROL PAR RATE	200%	175%
		FIXED RATE	4.85%	4.20%

Safe Return			$25,000+		RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		POINT TO POINT CAP	8.00%		FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	70% (participation rate)
		FIXED RATE	4.25%

VersaChoice 10			$75,000+	$20,000 - $74,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	8.75%	7.75%	FREE WITHDRAWAL: 10% After 1 Year Not Available In: NY Enhanced Liquidity Rider Available
		VOLATILITY CONTROL	115% (participation rate)	90% (participation rate)
		FIXED RATE	3.05%	2.80%

FIXED MUTI-YR GTEE

Week of May 12, 2025
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3 YEAR

Milestone Max MYGA 3			Year 1-3	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.00%	5.00%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	4.75%	4.75%

Guarantee Plus 3			Year 1 - 3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		$100,000+	4.65%	4.65%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$20,000 - $99,999	4.25%	4.25%

SecureGain 3			Year 1 - 3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		$100,000+	4.75%	4.75%	FREE WITHDRAWAL: 10% All Years Surrender Length: 3 Years Not Available: NY Rates Different In: NJ
		$25,000 - $99,999	4.40%	4.40%

5 YEAR

Milestone Max MYGA 5			Year 1-5	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.40%	5.40%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	5.15%	5.15%

Focused Growth 5			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	5.05%	5.05%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$15,000 - $99,999	4.75%	4.75%

SecureGain 5			Year 1-5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A++\|AA\|97
		$100,000+	5.15%	5.15%	FREE WITHDRAWAL: 10% All Years Surrender Length: 5 Years Not Available: NY Rates Different In: NJ
		$25,000 - $99,999	4.80%	4.80%

American Pathway VisionMYG			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$100,000+	4.55%	4.55%	Not Available In: N/A FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 10 Years Liquid on 5th Anniversary
		$10,000 - $99,000	4.05%	4.05%

Ultra-Premier 5			Year 1-5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|90
		$25,000+	4.75%	4.75%	Not Available: DE, MT, NM, & NY FREE WITHDRAWAL: 10% SURRENDER LENGTH: Rolling

6 YEAR

Palladium MYG 6			First Year	Year 2-6	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|75
		$250,000+	9.70%	4.70%	5.53%	FREE WITHDRAWAL: 10% All Years SURRENDER LENGTH: 10 Years Not Available In: UT & PR Rates Less In: NY
		$100,000 - 249,999	9.55%	4.55%	5.38%
		$5,000 - $99,999	9.45%	4.45%	5.28%

7 YEAR

Milestone Max MYGA 7			Year 1-7	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.35%	5.35%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	5.20%	5.20%

Ultra-Premier 7			Year 1-7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|90
		$25,000+	4.80%	4.80%	Not Available: DE, MT, NM, & NY FREE WITHDRAWAL: 10% SURRENDER LENGTH: Rolling

Guarantee Plus 7			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		$100,000+	5.05%	5.05%	Not Available In: CA, DE, FL, NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$20,000 - $99,999	4.75%	4.75%

American Pathway VisionMYG			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$100,000+	4.55%	4.55%	Not Available In: N/A FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 10 Years Liquid on 7th Anniversary
		$10,000 - $99,000	4.10%	4.10%

10 YEAR

Focused Growth 10			Year 1 - 10	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	4.75%	4.75%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$15,000 - $99,999	4.45%	4.45%

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