BSMG National Rates – BSMG | Brokers' Service Marketing Group

BSMG National Rates

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FIXED INDEX ANNUITY

Week of January 20, 2025
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FEATURED INCOME RIDER – 8.5% Annual Income Credits

Lifetime Income Plus Flex			Income starting at age 67*	Income starting at age 72*	RATINGS -BEST\|S&P\|COMDEX A\|A+\|80
		Single Life	$11,400 (8.00% withdrawal rate)	$16,002 (8.65% withdrawal rate)	1.10% annual rider charge
		Single Life	11.40% cash flow***	16.00% cash flow***	Not Available In: NY
		Joint Life**	$10,687 (7.50% withdrawal rate)	$15,077 (8.15% withdrawal rate)
		Joint Life**	10.68% cash flow***	15.07% cash flow***
		Income assumes 62 year old with $100,000 initial deposit Joint Life income is based on the youngest spouse's age at time of income withdrawal ** Cash flow based on initial investment

3 YEAR

Landmark 3 MVA			$150,000+	$50,000 - $149,999	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		POINT TO POINT CAP	7.25%	7.00%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Less In: AK, PA, UT
		POINT TO POINT CAP (iShares US Real Estate)	9.75%	9.50%
		FIXED RATE	3.70%	3.60%

Landmark 3 Non-MVA			$150,000+	$50,000 - $149,999	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		POINT TO POINT CAP	6.75%	6.50%	Free withdrawal: 10% all years Not Available: NY Rates Only Available In: AK, PA, UT
		POINT TO POINT CAP (iShares US Real Estate)	9.50%	9.00%
		FIXED RATE	3.55%	3.45%

5 YEAR

Power 5 Protector			$100,000+	$25,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.00%	9.00%	Free withdrawal: 10% after 1 Year Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	42% (participation rate)	37% (participation rate)
		VOLATILITY CONTROL	110% (participation rate)	85% (participation rate)
		FIXED RATE	4.70%	4.45%

Accumulator 5			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	9.75%	9.00%	FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	210% (participation rate)	195% (participation rate)
		FIXED RATE	4.50%	4.25%

OptiBlend 5			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	8.00%	7.00%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Lower In: CA
		UNCAPPED S&P 500 PAR RATE	52%	45%
		PERFORMANCE TRIGGER RATE	7.50%	6.75%
		VOLATILITY CONTROL PAR RATE	175%	150%
		FIXED RATE	3.90%	3.40%

Landmark 5 MVA			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		POINT TO POINT CAP	8.00%	7.50%	FREE WITHDRAWAL: 10% All Years Not Available: NY Rates Less In: AK, PA, UT
		5YR CAP LOCK ANNUAL PTP	7.50%	7.00%
		VOLATILITY CONTROL	70% (participation rate)	65% (participation rate)
		FIXED RATE	4.45%	4.25%

7 YEAR

Power 7 Protector			$100,000+	$25,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	10.00%	9.00%	FREE WITHDRAWAL: 10% after 1 Year Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	42% (participation rate)	37% (participation rate)
		VOLATILITY CONTROL	110% (participation rate)	85% (participation rate)
		FIXED RATE	4.75%	4.50%

Accumulator 7			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	10.00%	9.25%	FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	215% (participation rate)	200% (participation rate)
		FIXED RATE	4.65%	4.40%

OptiBlend 7			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	9.00%	8.00%	FREE WITHDRAWAL: 10% All Years Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	50%	45%
		PERFORMANCE TRIGGER RATE	7.50%	6.75%
		VOLATILITY CONTROL PAR RATE	200%	175%
		FIXED RATE	4.50%	4.00%

American Legend 7 MVA			$100,000+	$10,000 - $99,999	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		POINT TO POINT CAP	9.00%	8.50%	FREE WITHDRAWAL: 10% All Years Not Available In: NY Rates Less In: AK, PA, UT
		7YR CAP LOCK ANNUAL PTP	8.00%	7.50%
		VOLATILITY CONTROL	75% (participation rate)	70% (participation rate)
		FIXED RATE	4.50%	4.30%

Asia Plus 7			$5,000+		RATINGS - BEST\|S&P\|COMDEX A\|A\|75
		POINT TO POINT CAP (50% participation)	9.50%		FREE WITHDRAWAL: 10% All Years Not Available In: N/A (rates less in NY)
		POINT TO POINT CAP (100% participation)	9.50%
		MONTHLY CAP	2.05%
		FIXED RATE	3.75%

10 YEAR

OptiBlend 10			$100,000+	$10,000 - $99,000	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		POINT TO POINT CAP	9.50%	8.00%	FREE WITHDRAWAL: 10% All Years Not Available In: NY
		UNCAPPED S&P 500 PAR RATE	60%	55%
		PERFORMANCE TRIGGER RATE	8.00%	7.00%
		VOLATILITY CONTROL PAR RATE	200%	175%
		FIXED RATE	4.60%	4.10%

Safe Return			$25,000+		RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		POINT TO POINT CAP	8.00%		FREE WITHDRAWAL: 10% All Years Not Available: NY
		VOLATILITY CONTROL	70% (participation rate)
		FIXED RATE	4.25%

VersaChoice 10			$75,000+	$20,000 - $74,999	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		POINT TO POINT CAP	9.50%	8.50%	FREE WITHDRAWAL: 10% After 1 Year Not Available In: NY Enhanced Liquidity Rider Available
		VOLATILITY CONTROL	130% (participation rate)	105% (participation rate)
		FIXED RATE	3.40%	3.15%

FIXED MUTI-YR GTEE

Week of January 20, 2025
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3 YEAR

Milestone Max MYGA 3			Year 1-3	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.00%	5.00%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	4.75%	4.75%

Guarantee Plus 3			Year 1 - 3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		$100,000+	5.00%	5.00%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$20,000 - $99,999	4.60%	4.60%

SecureGain 3			Year 1 - 3	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		$100,000+	4.10%	4.10%	FREE WITHDRAWAL: 10% All Years Surrender Length: 6 Years Liquid on 3rd Anniversary Not Available: HI, IN, NY Rates Less In: AK & UT
		$10,000 - $99,999	3.75%	3.75%

5 YEAR

Milestone Max MYGA 5			Year 1-5	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.30%	5.30%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	5.05%	5.05%

Focused Growth 5			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	4.95%	4.95%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$15,000 - $99,999	4.65%	4.65%

SecureGain 5			Year 1-5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A++\|A+\|94
		$100,000+	Yr 1 5.00%; Yr 2 4.85%; Yr 3 4.95%; Yr 4 5.05%; Yr 5 5.15%	5.00%	FREE WITHDRAWAL: 10% All Years Surrender Length: 5 Years Not Available: NY Rates Less In: CT, IN, MN, MO, OH
		$10,000 - $99,999	Yr 1 4.75%; Yr 2 4.60%; Yr 3 4.70%; Yr 4 4.80%; Yr 5 4.90%	4.75%

American Pathway VisionMYG			Year 1 - 5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$100,000+	4.65%	4.65%	Not Available In: N/A FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 10 Years Liquid on 5th Anniversary
		$10,000 - $99,000	4.05%	4.05%

Ultra-Premier 5			Year 1-5	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|90
		$25,000+	5.00%	5.00%	Not Available: DE, MT, NM, & NY FREE WITHDRAWAL: 10% SURRENDER LENGTH: Rolling

6 YEAR

Palladium MYG 6			Year 1-6	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A\|75
		$250,000+	5.35%	5.35%	FREE WITHDRAWAL: 10% All Years SURRENDER LENGTH: 10 Years Not Available In: UT & PR Rates Less In: NY
		$100,000 - 249,999	5.20%	5.20%
		$5,000 - $99,999	5.10%	5.10%

7 YEAR

Milestone Max MYGA 7			Year 1-7	Effective Yield	RATINGS - BEST\| A-
		$75,000+	5.25%	5.25%	Free withdrawal: 10% after 1 Year Surrender Length: Rolling Not Available: AK, CA, CT, ME, MT, NY, & VT
		$25,000 - $74,999	5.10%	5.10%

Ultra-Premier 7			Year 1-7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|90
		$25,000+	5.10%	5.10%	Not Available: DE, MT, NM, & NY FREE WITHDRAWAL: 10% SURRENDER LENGTH: Rolling

Guarantee Plus 7			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A+\|A+\|89
		$100,000+	5.25%	5.25%	Not Available In: CA, DE, FL, NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$20,000 - $99,999	4.95%	4.95%

American Pathway VisionMYG			Year 1 - 7	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|80
		$100,000+	4.65%	4.65%	Not Available In: N/A FREE WITHDRAWAL: 15% After 1 Year SURRENDER LENGTH: 10 Years Liquid on 7th Anniversary
		$10,000 - $99,000	4.10%	4.10%

10 YEAR

Focused Growth 10			Year 1 - 10	Effective Yield	RATINGS - BEST\|S&P\|COMDEX A\|A+\|82
		$100,000+	4.65%	4.65%	Not Available In: NY FREE WITHDRAWAL: Interest Only SURRENDER LENGTH: Rolling
		$15,000 - $99,999	4.35%	4.35%

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