Life Insurance

We believe in Life Insurance…it’s more than a financial product

It’s essential to the financial security of our society. Together with you, we help protect families and businesses in their time of need. We do that by combining human capital, unique processes and technology to create a great experience for you and your clients. Across a wide array of topics, we will put your clients in the best possible position, every time.

Risk Differentiation Underwriting

RDU helps you, your client, and physicians to assess individual risk and achieve favorable life insurance coverage levels and premiums.

Advanced Markets

Making the complex simple; our in -house attorney has 40+ years of experience and will review documents and explain design options.

Estate & Business Planning

We handle business valuations and succession planning, such as buy-sell, keyman, and executive benefits.

Retirement Planning

Income tax planning can help leverage tax benefits for tax-preferenced retirement income.

Online Term Platform (VIVE)

Meet the ridiculously fast way to write term life insurance. Now you can quote, compare and submit an order in just five minutes.

Premium Finance

Know the pro’s & con’s. We partner you with the best providers in the industry.

Life Settlements

Don’t let policies lapse that have value. It’s like throwing money away. Our process gets your client the best offer, engaging several bidders in a private auction process.

Private Placement

We can explain and advise on this tax efficient investment alternative for high net worth clients.

We believe in Life Insurance…it’s more than a financial product

Risk Differentiation Underwriting

Online Term
(VIVE)

Advanced
Markets

Premium
Finance

Estate & Business Planning

Life
Settlements

Retirement
Planning

Private
Placement

Spotlight

Download our free 2022 Tax Reference Guide containing Gift & Estate Tax, LTC Qualified Deductions, Business Income Taxes, Single Life “Inherited”, Uniform Lifetime Tables, and much more.

Meet one of our life insurance sales experts.

Download 2022 Tax Reference Guide now!

Tax Guide Life

Tech Spotlight

Learn about VIVE – the fastest way to write term life insurance. Quote, compare, and submit an order in just 5 minutes.

Learn more about VIVE

“The team from BSMG is a valued partner who consistently goes above and beyond the call of duty for me, and for my clients. When working with BSMG you can expect personalized service and an excellent understanding of the ever-changing insurance marketplace. David Camelio, Greg Romans, and the entire team at BSMG are extremely attentive and find creative solutions for my clients.”

Jonathan Green, RFC

Legacy Financial Advisors

“BSMG assists me in bringing to the client the best underwriting offer based upon medical pre-screening and company selection. On many occasions, the underwritten offer has been enhanced by BSMG negotiating a more favorable rating through their knowledge and expertise while saving the client thousands of premium dollars. The niche BSMG fills for me is guidance to the best company for the given situation and following up with persistence to obtain the best offer.”

Dean West

West Financial Services

“BSMG continues to be a key partner in our firm’s growth. Jason Landi, Jon Bernier, and the entire advisor sales and support team have provided us with an excellent combination of creative implementation concepts and highly responsive and personal service. BSMG takes an interest in our success and provides us with everything we need to continue to provide our clients with the best advice and product available.”

A Financial Advisor

Entrust Wealth Partners