Advanced Markets

Holistic support with a distinguished team.

BSMG is a pioneer in the Advanced Markets field, hiring our first in-house attorney in 1988. Since then, we have built a reputation as a thought leader with over one-hundred technical articles published and educational seminars delivered nationwide. For over 25 years, we’ve worked on some of the largest taxable estates in the country and we are proud to be a leader in this market.

Our Advanced Markets expert, Russell E. Towers, leads our team approach, analyzing your client’s financial position and needs, and offering the best possible solutions. His expertise and essential subject matter articles as well as our tools and fillable fact finders are always available to our advisors.

Business Succession Planning

BSMG helps you put together an insurance funded business continuation plan to include: purchase price, payment terms, estate tax implications and ownership options.

Charitable Giving

For high net-worth clients, there are "deferred” gifting techniques that produce income and estate benefits, such as Charitable Remainder Trusts and Charitable Lead Annuity Trusts.

Wealth Creation & Estate Planning

US millionaire households are approaching 9 million and increasing, your clients may benefit from a carefully designed and updated estate plan.

Executive Benefit Planning

To keep key employees, benefits can be in the form of special tax-favored plans such as; cash accumulation life insurance, tax deferred annuities or tax-free long-term care benefits.

Retirement Accumulation & Distribution

The countless funding options can be overwhelming, BSMG will help you analyze your client’s assets, assess their needs, and offer the best solutions.

Learn More: Articles by estate and business planning expert, Russell E. Towers

Russell’s informative articles offer complex ideas in easy to understand terms. He and the BSMG team are always available to join meetings or explain concepts when you need it.

Fillable Fact Finders

Estate Planning

Business Planning

Retirement Planning

FREE DOWNLOAD

2024 Tax
Reference Guide

The 11^th edition of the BSMG Tax Reference Guide is now available for download. The highly anticipated 2024 version of the Guide provides a wealth of tax-related data to help you keep your client’s financial plans on track. The Guide has a wide variety of inflation adjusted tax information in the following categories:

Federal Income Tax Brackets, Rates, and Standard Deductions

Federal Estate and Gift Tax Exemptions and Rates

States with Estate and Inheritance Taxes

Income Limits of Education Incentives

IRA, Roth IRA, and Qualified Plan Limits and Phase Outs

Social Security Retirement Benefits and FICA Tax Rates

Uniform Lifetime Table for Required Minimum Distributions

Long Term Care Deduction Limits for S Corp and LLC Owners

Business Income Taxes for C Corps, S Corps, and LLCs